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Card	Your tier	Cashback	Interest	Fees	You keep, a year
ether.fi Cash Paid in ETHFIShare & earn Spend USDC · liquidUSD	Core 3% back, up to $60 a month · no yearly fee	$360	—	$50 incl. $50 physical card FX 0.5%	+$310	CompareApply
KAST Paid in USD Spend USDT · USDC · PYUSD +1 more	Standard 1.5% back, up to $30 a month · no yearly fee · balance earns 8%	$180	$80	$40 incl. $40 physical card FX 1.75%	+$220	CompareApply
Bitget Wallet Card Paid in USDCShare & earn Spend USDT · USDC · ETH +1 more	Booster 3% back, up to $12 a month · no yearly fee With $200 spent a month	$144	—	$0 FX 1.7%	+$144	CompareApply
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Capital One Venture X TraditionalPaid in points	Venture X 2% back · $395 a year	$240	—	$395 $395 back in credits	+$240	Compare
MetaMask Card Paid in mUSD Spend USDC · USDT · mUSD +4 more	Metal 3% back, up to $25 a month · $199 a year · balance earns 4%	$320	$40	$199 FX 1%	+$161	Compare
Bybit Card Paid in BTC Spend USDT · USDC · BTC +4 more	Tier 2 2% back, up to $50 a month · no yearly fee · balance earns 2.5% With $500 spent a month	$240	$25	$108 0.9% conversion · FX 2%	+$157	Compare
Crypto.com Visa Paid in CRO Spend USDC · BTC · ETH +97 more	Ruby (CRO stake) 1.5% back, up to $11 a month · no yearly fee With $500 in CRO · locked 365 days	$135	—	$5 incl. $5 physical card	+$130	Compare
Bleap Paid in USDC Spend EURe · USDC	Standard 1% back · no yearly fee	$120	—	$0 No purchase or FX fee	+$120	Compare
OKX Card Paid in USDGShare & earn Spend USDG · USDT · USDC	Classic 2% back, up to $5 a month · no yearly fee · balance earns 4%	$60	$40	$12 0.1% conversion	+$88	Compare
Gate Card Paid in Points Spend USDT · USDC · BTC +2 more	T1 1% back, up to $50 a month · no yearly fee · balance earns 2.3% With $500 spent a month	$120	$23	$108 0.9% conversion · FX 1%	+$35	Compare
RedotPay Spend USDT · USDC · BTC +7 more	Pro (annual) 3% back, up to $18 a month · $129 a year	$216	—	$349 incl. $100 physical card 1% conversion · FX 1.2%	−$133	Compare
Chase Sapphire Reserve TraditionalPaid in points	Sapphire Reserve 1% back · $795 a year	$120	—	$795 $300 back in credits	−$375	Compare
Citi Strata Elite TraditionalPaid in points	Strata Elite 1.5% back · $595 a year	$180	—	$595	−$415	Compare
Amex Platinum (UK) TraditionalPaid in points	Platinum 1% back · $866 a year	$120	—	$866	−$746	Compare
Amex Platinum (US) TraditionalPaid in points	Platinum 1% back · $895 a year	$120	—	$895	−$775	Compare

Your tier

The best level you reach on that card with what you keep with the issuer or spend a month, within your fee limit, from the issuer's own tier table.

You keep, a year

A first year of cashback at your tier, after its monthly cap, plus interest on what you leave with the issuer and easy-to-use credits, minus yearly and monthly card fees, purchase fees and the physical card fee. Trips abroad and an AI plan count when you tick them.

Interest

What the issuer pays on the balance you keep with it, up to its cap. Staked tokens such as CRO can lose value.

Points cards

Credit-card points count at 1¢ each (1p in the UK).